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What are the key aspects to consider while investing in ETFs?

Exchange-traded funds (ETFs) have emerged as a key avenue for passive investing, offering investors with a diversified range of investment opportunities across asset classes and sectors. As of April 2024, there were approximately 206 listed exchange-traded funds (ETFs) covering debt, equities, and commodities such as gold and silver. These ETFs together manage assets valued at Rs. 7.15 …

Do Minors have to pay tax on their income?

It is usual for parents to invest in their minor kid’s name, whether it is through a fixed deposit (FD), stocks, an insurance policy, or the Sukanya Samriddhi Scheme for a female child, etc. But what if any of these assets generate income, such as interest on a fixed-term deposit? So, let’s quickly look at the tax consequences for …

Why are retail investors safer if they stay away from derivatives?

The Securities and Exchange Board of India (SEBI), India’s capital markets regulator, is clearly concerned about the high level of retail investors’ involvement with equities market derivatives. It may be noted that far too many people have just entered the F&O (Futures & Options) game, and it is highly unlikely that they completely understand the risks that …

How to make children to be financially responsible?

In today’s age of luxury and consumerism, it is difficult to teach children financial responsibility. Here are some strategies for teaching our children financial responsibility. Children mimic their parents’ saving, spending, investing and borrowing habits. Actions talk stronger than words, and financial responsibility is not taught but rather ingrained from childhood. The path begins with the …

What is Loss aversion bias?

Continuing in those stocks which are past their best period and are on the a downward spiral, overly averaging poor quality stocks as they continue to trend down (which is similar to catching a falling knife), substantially making use of debt to invest in equities to get rich quick, and investing more than you are ready to lose …