Whenever you purchase insurance, you may be required to provide the insurer with a variety of information and documents. Hence, it’s vital to make sure you’re exchanging your information with a reliable and genuine system or individual. Prudence in protecting your information is essential not just while purchasing insurance but also when purchasing other kinds of financial products.
The first and most important measure in protecting yourself from possible fraudulent insurance agents is to collect the agent’s information and demand for a face-to-face discussion, since this in-person meet is critical in validating their legitimacy. It also provides information on the individual’s knowledge and expertise in insurance and associated products. Agents often have a thorough grasp of the services offered by the insurance company they belong to, allowing them to give you with valuable advice.
Moreover, refrain from giving out personal or confidential data over the phone, since real insurance agents should not ask for such information over phone before verifying their authenticity with you. Be wary of high-pressure methods used by fraudsters to get you to make hasty decisions of buying their products and services. If anything about the call makes you suspicious or uneasy, heed your instincts and end the discussion. Always request a call-back number, confirm its validity through reliable sources, and demand for an in-person conversation before proceeding.
