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Investing in the stock market is often painted as a fast track to riches. However, the real story behind building wealth through direct stock investments is one of patience, strategy, and continual learning. In this blog post, we explore the core principles of direct stock investing in a simple, rather thought-provoking manner. A New Perspective …
Creating a long-term investment portfolio is much like planning a balanced meal or a well-organized schedule. You must decide how to split your investments among different types of assets, choose specific options within those groups, and then keep a close watch on your plan over time. In this blogpost, we will break down the process …
Investing in mutual funds can be both exciting and confusing. With so many options available, it’s easy to feel overwhelmed when trying to choose the best investment path. One option that many investors find attractive is the “Fund of Funds” (FoF). This type of investment offers instant diversification, meaning your money is spread across several …
Navigating the world of investments can feel like steering through uncharted waters, especially for newcomers. For many individual investors, building a well-balanced portfolio that spreads risk across different asset classes can be both complex and time-consuming. This is where multi-asset funds come in. Designed to simplify diversification, these funds combine various asset types within a …
When planning for retirement, people often focus on equity investments for their potential to deliver high returns. But there’s another crucial piece of the puzzle—debt assets. These instruments provide stability, reduce risk, and ensure a more balanced and secure financial future. Incorporating debt assets into your retirement strategy is like laying a strong foundation for …
Mutual funds have become a preferred investment choice for individuals with varying risk appetites and financial goals. Among these, hybrid mutual funds stand out as an attractive option for investors looking to balance risk and return through a mix of equity and debt investments. These funds allow you to diversify your portfolio, align with your …
“Do Nothing” is the straightforward reply to this question. In a perfect environment, if stock prices are at an all-time high, plummeting, or gliding sideways without making sense, you just ‘ignore’ these moves.You’re an investor in mutual funds, not an equities trader. You pay the fund company a sizable sum of money in costs specifically for …
Most investors, particularly salaried persons, are split on whether they should invest in mutual funds or the National Pension Scheme (NPS). People may favor pension plans because of the significant tax benefits they provide over mutual funds. The option to withdraw the 60% lump-sum amount in instalments upon retirement strengthens their argument even further. I’m assuming you know …
National Pension System (NPS) provides Systematic Lump-sum Withdrawal (SLW) to its subscribers. In this blog-post, we will see what this SLW facility is, and is it beneficial for retirees to withdraw from NPS through SLW. What is this SLW facility? As we all know, when an NPS subscriber achieves retirement or the age of 60, …
The rather simple answer to this question is “Do absolutely nothing”. The same is true whether stock prices are falling or the market is erratically moving. Of all, you’re a mutual fund investor, not a stock trader. You pay a partial sum of money to the fund company as costs, notably for managing your money. If you …