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First and foremost, let us try to comprehend what the MWP Act is. The Married Women’s Property (MWP) Act provides financial protection for the spouse in the case of the insured’s untimely death. It assures that the insurance policy benefits are preserved for the wife, independent of any unpaid debts owed by the husband. Irrespective of …
Just to start with a disclaimer here, I am not a proponent of a credit card. I do not recommend people to buy credit card, as I am of the old-school follower that spend what you have in your hand, and do not spend by borrowing or taking credit. But the main objective of this …
For most house buyers, obtaining a home loan is the only option to realize their home-ownership dreams. While most purchasers focus on interest rates when selecting a loan, there are additional elements to consider so that you can increase your loan approval prospects at a reasonable cost and ensuring consistent repayment of loans. In this …
Investing in debt mutual funds may be a complex activity. It involves a thorough grasp of bond markets, interest rate cycles, macroeconomic emotions, and central bank monetary policies. In this blog-post, we’ll look at the key details that investors need to be aware of while investing in debt mutual funds. Any debt fund investor just wants capital preservation and somewhat …
This is one of my favourite write-ups on personal finance and my increases my curiosity to understand the current generation’s thoughts on costly leveraged purchases (sometimes myself as well!). First of all, let us try to understand what is a ‘Leveraged spending’. For retail consumers such as ourselves, ‘leveraged spending’ means using debt or borrowed …
‘Just Keep Buying’, published in 2022 is a straightforward approach to personal finance that revels in debunking falsehoods and eliminating old cliches about money and personal finance. It delves into the psychology of money and presents a practical guide to making healthy financial decisions, including all-important subjects such as saving and making investments. The author, …
To deal with the Covid pandemic, individuals have turned to screens more often, even for online shopping. When utilized as a rare indulgence, watching TV or surfing the internet for online shopping is not an issue. Yet, for some individuals, these practices can become addictions that are difficult to overcome. Here’s how to tell whether internet …
. Money affects us in a variety of ways; some people love it, some dislike it, and few individuals have no sentimental attachment to money. These connect with money, however, can vary substantially. Perhaps you are unconcerned about money. Maybe it’s a source of worries for you since your money beliefs may impact every monetary …
“There are no free lunches in the marketplace”, as the popular saying goes. So, isn’t it strange to see the statement “No Cost EMI”? Is anything like this even feasible? Why would somebody in the market offer or lend free money? No one is naïve enough to give you money for nothing. And, of course, …
‘Broke Millennial’ (2017) is a sensible personal financial handbook meant to assist cash-strapped individuals in their 20s and 30s in planning for the future. Complete with easy-to-use yet powerful advice, this book will help you quit barely getting by and begin to prosper both personally and financially. This book’s author, Erin Lowry, is based in …