gold - Finance with Karthik

Top 5 psychological drawbacks that we face while investing through multi-asset investment strategy

Investing through a multi-asset strategy offers benefits like diversification, but it also brings psychological drawbacks that can affect decision-making. Recognizing and addressing these psychological drawbacks is key to making informed and effective investment decisions. In this blogpost, we’ll explore how these biases impact multi-asset investing and provide strategies to overcome them for better portfolio management. …

Money Management Personal Finance

Inflation is the silent elephant in the room – How to tame it?

The average investor loses money on bank fixed deposits (FDs). A one-year fixed deposit with a nationalized bank in India, assuming 30% interest tax, has provided returns less than consumer inflation in ten of the previous thirteen years. The investor ended up a full percentage point behind inflation over the course of those 13 years. That …

Shorts

Gold is a good hedge against equity, but is it a good hedge against Bond as well?

If you’re thinking about investing in gold, there are certain points you should know. Gold is unquestionably a hedge—not only against inflation, but against the volatility of other asset classes such as equity and, at times, bonds. Historically, gold has been chosen during financial meltdowns when stocks fall and government and corporate bonds lose value. So, …

Shorts

A quick comparison of Equity Vs Gold Vs Real Estate

Many people neglect or ignore a few basic and frequent factors of their financial well-being. As we all know, major investment classes include real estate, gold, and financial instruments such as stocks and bonds. If you buy a house to live in, this is considered consumption. In a similar way buying gold or jewellery to …

Crypto Investments

Non-Fungible Tokens – A risky bet?

What is a Non-Fungible Token (NFT)? If you’re unfamiliar with the word ‘non-fungible token’, then it’s necessary to firstly try to understand what ‘fungible’ means, what a ‘token’ is, and what features distinguish a token as ‘fungible’ or ‘non-fungible’. First let us see what a ‘token’ is: A ‘token’ can be anything that is used to symbolize value, …

Shorts

Do you need Gold in your portfolio?

Gold is a dynamic asset class with several price determinants. These price movers might include central bank interest rates, global inflation, Treasury yields, US dollar movement, global conflicts, and so on. During times of uncertainty, investors all over the world often rush to the apparent safety of gold, as risk assets (such as equities) experience declines. …

Personal Finance Savings

Indian approach towards saving

Although money can’t buy everything, it may undoubtedly have a significant influence on your personal well-being. Making a financial plan and engaging in wealth-generation stand out as strategies for reducing financial stress and enhancing personal happiness. Yet, a recent poll found that the majority of Indians do not save enough. Most people save between 0 …

Crypto Gold Investments

Which asset is the better investment – Gold or Cryptocurrency?

“All that glitters is not gold,” as the old adage goes. Historically, investors have maintained a percentage of their capital in gold. This protects against the losses that equities might sustain during a downturn in the economy. This has been, and continues to be successful. However, a number of affluent individuals, organizations, celebrities, and businesses …