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Bond funds can transfer corporate bonds to a separate account if the bonds they own fail to pay interest on schedule or are downgraded in credit. This separate account is known as the ‘side pocket’. We must exercise caution when an AMC sends a communication to the unit holders of one of its funds stating …
Significant breakthroughs in healthcare have prolonged people’s lifespan, mostly in wealthy countries. People who do not have appropriate personal savings or pensions risk outliving their retirement assets! Those who are experiencing an economic crisis in their finances may decide to leave retirement and return to employment on an intermittent, part-time, or full-time basis. This is done …
I will start this blog article with the assumption that you are likely aware of the term ‘Systematic Investment Plan’ (SIP). Just to give a refresher for newbies, SIP is nothing but an investment strategy that allows you to invest a fixed small amount of money in mutual funds every month periodically, instead of lump-sum …
According to a media report, over Rs 82,000 crore of investor wealth is not claimed in misplaced and discontinued investments. There are unclaimed deposits in inactive bank accounts, terminal proceeds of policies in insurance firms, and even people’s retirement funds lying dormant in PF (Provident Fund) accounts. Some individuals are incredibly organized when it comes to their investments …
Geopolitical upheavals, such as the current Israel-Gaza conflict or the Russian-Ukraine war, have focused attention on asset diversity, which aids in risk management of your investment portfolios. Historically, Indian investors have frequently limited their portfolios to domestic assets, restricting their diversification options. Accepting global markets can provide a great channel for increased diversification. Investing in international …
Although money can’t buy everything, it may undoubtedly have a significant influence on your personal well-being. Making a financial plan and engaging in wealth-generation stand out as strategies for reducing financial stress and enhancing personal happiness. Yet, a recent poll found that the majority of Indians do not save enough. Most people save between 0 …
The book ‘The Millionaire Next Door’, based on actual interviews, demonstrates that many millionaires’ daily lives are far from the caricature of luxury automobiles, homes, and private aircraft. Even so, this book debunks the myth that achieving the status of millionaire is tough. According to the author, everyone may learn not only how to become …
“All that glitters is not gold,” as the old adage goes. Historically, investors have maintained a percentage of their capital in gold. This protects against the losses that equities might sustain during a downturn in the economy. This has been, and continues to be successful. However, a number of affluent individuals, organizations, celebrities, and businesses …
When investors put their money into various sorts of assets or investment alternatives, they anticipate a specific proportion of their money back. However, each investment carries both the prospect of profit and the risk of loss on the invested capital. Every investment has some level of risk. These risks are not entirely eliminated while investing. …