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Just a disclaimer here – “I am not a proponent of taking out loan in any form or for any purpose”. But the purpose of this article is to give some light to the readers on how tax deductions that come with education loan repayments, which makes these loans somewhat attractive. Higher studies are an …
When closing an FD for a sudden need or for any short-term requirements, there are a few economically viable solutions to consider. The alternatives should be designed to reduce borrowing costs and maximize the use of the FD, allowing you to obtain the lowest loan option if an emergency demands a short-term monetary commitment. In both …
Making money is only half the battle; the other half is budgeting your finances to maximise your returns. A comprehensive financial plan is required to plan for the future, deal with contingencies, and build wealth. Personal finance is the science and art of handling one’s own and one’s family’s money. If you are unaware of …
When investors put their money into various sorts of assets or investment alternatives, they anticipate a specific proportion of their money back. But every investment comes with potential gains and investment risks of losing capital. Every investment has some level of risk. These risks are not entirely eliminated while investing. Notwithstanding the matter how well-diversified …