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Joint accounts are shared bank accounts held by two or more individuals, with many banks allowing up to four people to operate a single account together. One of the main advantages of joint accounts is the convenience they offer, users can easily access funds through debit cards and internet banking. They also simplify bill payments …
Asset allocation is the distribution of various types of assets throughout an investing portfolio. Equities, fixed-income instruments, and cash are the typical asset classes. Other asset types include derivatives, real estate, gold, cryptocurrency, and so on. However, these asset classes are usually referred to as alternative investment instruments. The first step in creating an investing portfolio is …