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Imagine you’re planning a trip to a foreign museum. Not only an entry ticket to the museum is enough, you would also prefer a Guide, who has good knowledge and experience in explaining the different spots in a museum and the history behind the showcased products in a museum. In the same way, choosing …
First, let us try to understand what ‘SWP’ is. SWP stands for Systematic Withdrawal Plan, which is a means of redeeming your mutual fund holdings. You provide the mutual fund (in which you have invested) a standing order to redeem a specific amount from the fund on a regular basis. The frequency is normally monthly, …
If maintaining your mutual fund portfolio is challenging, it might be because you have a very untidy portfolio that has to be cleaned up. In the past few years, mutual funds have gained popularity among regular investors. SIP investments have risen in recent years, as evidenced by the Association of Mutual Funds in India’s (AMFI) …
Bond funds can transfer corporate bonds to a separate account if the bonds they own fail to pay interest on schedule or are downgraded in credit. This separate account is known as the ‘side pocket’. We must exercise caution when an AMC sends a communication to the unit holders of one of its funds stating …
The Finance Act of 2023 removed the indexation advantage from debt mutual funds. It says that profits from funds having an equity proportion of less than 35% will be taxable as short-term capital gains (STCG), regardless of holding duration. Non-equity fund STCG is taxed at their respective slab rate. It is 30% plus surcharge and cess …
I will start this blog article with the assumption that you are likely aware of the term ‘Systematic Investment Plan’ (SIP). Just to give a refresher for newbies, SIP is nothing but an investment strategy that allows you to invest a fixed small amount of money in mutual funds every month periodically, instead of lump-sum …
Investing in last year’s top performing mutual funds may appear to be a rational approach at first, but it is not. As a mutual fund investor, if you look at the recent one-year returns of equities funds, you will find that practically every year, a new fund tops the returns rankings. It may be a …
Let us first understand – ‘What are ULIPs’? Insurance plans are intended to assist people in achieving their long-term objectives. A Unit Linked Insurance Plan (ULIP or commonly known as ‘Ulip’) is a form of life insurance plan that brings together investment alongside coverage. It is the sort of insurance coverage that both enables investors preserve for long-term goals …
The most essential thing for new investors to remember is that investing is a phenomenon and a commitment. “Be patient,” is the finest advice a novice investor can receive. The more you examine your investment portfolio, the more likely you are to become confused about your assets. It is best to look past the passing of …