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The average investor loses money on bank fixed deposits (FDs). A one-year fixed deposit with a nationalized bank in India, assuming 30% interest tax, has provided returns less than consumer inflation in ten of the previous thirteen years. The investor ended up a full percentage point behind inflation over the course of those 13 years. That …
The number of non-performing assets in private sector banks’ portfolios of unsecured loans, which comprise personal loans and credit cards, has increased recently. In this blog-post, we will discuss some tips for those who are approaching default or are afraid that their credit score may drop as a result of missing loan payments. Avoid over-leverage: Over-leverage …
According to current data, 42 initial public offerings (IPOs) raised about Rs. 78,000 crore as of the end of October 2024 for the current fiscal year 2024–2025. With more than five months remaining in the fiscal year, this is the largest sum ever raised by firms through initial public offerings (IPOs), with the exception of 2017–18, …
For every individual wishing to invest, the problem is deciding between many options. There is a lot of “noise” in practically every investing route, and recent developments have the power to quickly change investor and market sentiment. Today it may be gold, tomorrow it might be equity. Here is where one has to exercise caution. …
Flipping is the practice of an investor buying an item to hold for a little time and then selling it for a quick profit. Short-term investors sometimes buy stocks with the intention of selling them quickly in order to make significant profits. In the investing market, this activity is frequently referred to as “flipping.”The practice …
Myth – 1: Mutual funds are available only for the long term. Fact: Though investing is always a long-term game, mutual funds are available for a variety of durations, including short, medium, and long term. You may invest in mutual funds for several choices of durations, depending on your needs, whether short, medium, or long …
Sukanya Samriddhi Yojana (SSY) is a fixed-income program supported by the government. It is intended to assist parents save money for their daughters’ education and wedding. If you are having a girl child, then SSY scheme is definitely a beneficial scheme, in which parents can enrol to secure their girl child’s future. I strongly believe …
In the world of investing, three important aspects stand out: effectiveness, risk, and price. These three components are at the heart of several conversations, and the price has emerged as a distinguishing feature in the services provided of today’s leading wealth management organizations. Furthermore, regulators all over the world clearly see cost efficiency as a …
Making investments is an art. Every investor has a unique approach and strategy, as well as different levels of risk tolerance, money habits, and time horizons. Differences may even exist in the kinds of investments. Whether one decides to invest in the top 50-100 companies or diversify and stand out from the crowd, one’s investment …
Factor investing is currently the hottest topic in stock markets. Factor investing is a stock selection method that focuses on traits linked with better returns. Factor investing analyses and explains stock prices using a variety of factors such as macroeconomic, fundamental, and statistical data, and then develops an investment strategy based on the results. Investors …