Make Your Money Work For You
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One of the greatest investors of all time, Warren Buffett, is renowned for sharing his financial knowledge with shareholders through his annual letters of Berkshire Hathaway. Despite decades of market variations, these observations have been true. Buffett explains which companies he prefers and which he avoids in one of his annual letters. Buffett starts by describing the standards …
“Income from capital gains” refers to any profit or gain that results from the sale of a “capital asset.” These capital gains are subject to taxes in the year that the capital asset is transferred. We refer to this as capital gains tax. Capital gains are classified into two types: short-term capital gains (STCG) and …
The book “7 Secrets to Investing Like Warren Buffett”, was written by Mary Buffett and Sean Seah, and was published in 2019. This book provides a helpful summary of the most basic guidelines for investing like an expert. A lot of the advice it offers goes into the fundamentals of value investing. This has long …
The word “personal finance” involves investing, saving, and money management. None of our schools provide classes on money management; therefore it’s crucial to learn how to handle your finances on your own by reading competent books, articles, and listening to podcasts from some renowned experts in the subject. The fundamentals of personal money management include budgeting, emergency …
Although things rarely happen as planned in life, it is never a good idea to go on without knowing where you want to end up. According to a quote from Benjamin Franklin, “If you fail to plan, you’re planning to fail.” This is particularly valid when it comes to investing and saving. Usually, wealth isn’t …
Before starting this blog, I would like to give a disclaimer that I am not a proponent of credit cards, and hence I do not recommend to buy a credit card. The purpose of this blog is to make readers aware how you can choose credit cards, if at all you need to buy one. …
Imagine you’re planning a trip to a foreign museum. Not only an entry ticket to the museum is enough, you would also prefer a Guide, who has good knowledge and experience in explaining the different spots in a museum and the history behind the showcased products in a museum. In the same way, choosing …
Often considered the founder of value investing, Benjamin Graham developed a defensive investment approach that attempted to save investors from large losses while yielding modest gains. His approach to investing focused on choosing undervalued, financially stable businesses with a “margin of safety.” Graham offered a rigorous framework for assessing defensive investing strategies in his well-known …
We all know the difference between Value Investing and Growth or Momentum investing. But there is another investing style called ‘Quality Investing’. Let us try to figure out what this style of investing is and how it compares itself with value investing. Value, quality, momentum, low volatility, alpha, or a mix of these can all …
The average investor loses money on bank fixed deposits (FDs). A one-year fixed deposit with a nationalized bank in India, assuming 30% interest tax, has provided returns less than consumer inflation in ten of the previous thirteen years. The investor ended up a full percentage point behind inflation over the course of those 13 years. That …