Make Your Money Work For You
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While most Indians are financially unprepared for retirement, many are unaware of the gravity of the situation. In a recent poll, just 20% of respondents said that real retirement planning should begin before the age of 30. On average, respondents surveyed were unable to visualize the retirement corpus that they would need at the time …
Just to start with a disclaimer here, I am not a proponent of a credit card. I do not recommend people to buy credit card, as I am of the old-school follower that spend what you have in your hand, and do not spend by borrowing or taking credit. But the main objective of this …
For most house buyers, obtaining a home loan is the only option to realize their home-ownership dreams. While most purchasers focus on interest rates when selecting a loan, there are additional elements to consider so that you can increase your loan approval prospects at a reasonable cost and ensuring consistent repayment of loans. In this …
This is one of my favourite write-ups on personal finance and my increases my curiosity to understand the current generation’s thoughts on costly leveraged purchases (sometimes myself as well!). First of all, let us try to understand what is a ‘Leveraged spending’. For retail consumers such as ourselves, ‘leveraged spending’ means using debt or borrowed …
‘Just Keep Buying’, published in 2022 is a straightforward approach to personal finance that revels in debunking falsehoods and eliminating old cliches about money and personal finance. It delves into the psychology of money and presents a practical guide to making healthy financial decisions, including all-important subjects such as saving and making investments. The author, …
A vital question to ask college students nowadays is whether or not they are thinking about money. Being curious, acquiring knowledge and discovering new things appear to be too foreign for schools or parents to care about nowadays, as education is centered only on employability. Students have been trained to judge themselves based on their academic …
To deal with the Covid pandemic, individuals have turned to screens more often, even for online shopping. When utilized as a rare indulgence, watching TV or surfing the internet for online shopping is not an issue. Yet, for some individuals, these practices can become addictions that are difficult to overcome. Here’s how to tell whether internet …
. Money affects us in a variety of ways; some people love it, some dislike it, and few individuals have no sentimental attachment to money. These connect with money, however, can vary substantially. Perhaps you are unconcerned about money. Maybe it’s a source of worries for you since your money beliefs may impact every monetary …
“There are no free lunches in the marketplace”, as the popular saying goes. So, isn’t it strange to see the statement “No Cost EMI”? Is anything like this even feasible? Why would somebody in the market offer or lend free money? No one is naïve enough to give you money for nothing. And, of course, …
In all honesty, the odds are stacked against you. No matter how enthusiastic you are right now to improve your life by, say, eliminating those pricey pizzas from your budget or performing 100 push-ups every morning, the chances are more actually that your resolve will fizzle out in a few days or maybe in a few weeks …