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When markets reach all-time highs or at all-time lows, the age-old debate about valuation reignites. However, before you consider changing your investment allocation based on whether the market looks to be overpriced or undervalued, you must first understand which valuation criteria are important. The price-earnings (PE) ratio is one such statistic that might help solve this …
The Indian equity and bond market has seen a tremendous shift over time. With its strong economic expansion, rising disposable income, and the advent of technology propelled platforms, the whole financial ecosystem is seeing an upsurge in investing. This has resulted in a considerable growth in the number of capital market investors, changing India from a …
Today’s young investor enjoys a myriad of financial investing possibilities. However, one factor impacting their decision is the choice between mutual funds and investing directly in shares. In this blog post, we will attempt to address this issue of a typical investor. Just a disclaimer that this is not an investment advice and the pure purpose …
The rather simple answer to this question is “Do absolutely nothing”. The same is true whether stock prices are falling or the market is erratically moving. Of all, you’re a mutual fund investor, not a stock trader. You pay a partial sum of money to the fund company as costs, notably for managing your money. If you …
The PE ratio (price to earnings ratio) of a company is 20. Then, you may be wondering if that company’s share price is cheap or expensive? The short answer to this is – “Well, it depends on few things, or in fact on many things”. This typical answer is defined as ‘relative valuation’. According to …
‘Sequence of returns’ risk refers to the possibility of your portfolio experiencing negative returns later on in your working years and/or early in your retirement years. This risk arises from the order in which your investment returns take place. It is especially important in the five years before and five years following retirement, known as …
We all are aware of Peter Lynch, the former manager of Fidelity Funds, and has been a prominent fund managers of his time, and his philosophies about stock investments are truly valid even now. In his books, Peter Lynch regularly looked into information regarding growth-oriented companies that capitalized on current market trends. When traditional criteria such …
I will start this blog article with the assumption that you are likely aware of the term ‘Systematic Investment Plan’ (SIP). Just to give a refresher for newbies, SIP is nothing but an investment strategy that allows you to invest a fixed small amount of money in mutual funds every month periodically, instead of lump-sum …
The Indian stock markets are growing, with the Sensex hitting stratospheric heights of 70,000 points and above. Even people who haven’t considered investing in shares are now looking up, pondering if they are missing out and should get in. Because of the tax advantage, life insurance advertising campaigns often increase by several notches in the …
When it comes to investing, there are some crucial points we must remember. These key insights—including essential Long-Term Investing Principles—aren’t just for when you’re starting out; they should guide you throughout your entire investment journey (and, indeed, your life). Please note that the Long-Term Investing Principles outlined below are not an exhaustive list, but they …