Make Your Money Work For You
Browsing Tag
When markets reach all-time highs or at all-time lows, the age-old debate about valuation reignites. However, before you consider changing your investment allocation based on whether the market looks to be overpriced or undervalued, you must first understand which valuation criteria are important. The price-earnings (PE) ratio is one such statistic that might help solve this …
The stock market in India has been witnessing a substantial influx of new investors in the past few years. There is also a major shift happening in the stock broking landscape, with the spike in discount brokers. So, the major question that comes to our mind is that – “How should new investors select a …
In 1948, the McDonald brothers, Richard and Maurice, briefly halted their barbecue restaurant to simplify their operations. When they reviewed their sales, they realized that the vast majority of their revenue came from a few items (largely hamburgers). Now they had a daring plan: why not concentrate just on the best-seller items? They reduced their food …
While most Indians are financially unprepared for retirement, many are unaware of the gravity of the situation. In a recent poll, just 20% of respondents said that real retirement planning should begin before the age of 30. On average, respondents surveyed were unable to visualize the retirement corpus that they would need at the time …
In the financial markets or in everyday life, not every challenge to the traditional status quo is successful. In the financial world, microcap stocks are considered hazardous since they are. For every story of meteoric growth, there are many stories of downfall and tragedy. An examination of historical data indicates a startling trend: a sizable …
Today’s young investor enjoys a myriad of financial investing possibilities. However, one factor impacting their decision is the choice between mutual funds and investing directly in shares. In this blog post, we will attempt to address this issue of a typical investor. Just a disclaimer that this is not an investment advice and the pure purpose …
What is a Non-Fungible Token (NFT)? If you’re unfamiliar with the word ‘non-fungible token’, then it’s necessary to firstly try to understand what ‘fungible’ means, what a ‘token’ is, and what features distinguish a token as ‘fungible’ or ‘non-fungible’. First let us see what a ‘token’ is: A ‘token’ can be anything that is used to symbolize value, …
Investing in debt mutual funds may be a complex activity. It involves a thorough grasp of bond markets, interest rate cycles, macroeconomic emotions, and central bank monetary policies. In this blog-post, we’ll look at the key details that investors need to be aware of while investing in debt mutual funds. Any debt fund investor just wants capital preservation and somewhat …
From April 2020 to March 2023, Indian household financial savings totaled Rs. 86.2 lakh crore. Of this, 31.6 lakh crore went into fixed deposits with banks and other financial institutions, while 5.1 lakh crore went into mutual funds and equities, accounting for around 6% of the total movement. That is, just 6% has been invested in mutual funds …
The PE ratio (price to earnings ratio) of a company is 20. Then, you may be wondering if that company’s share price is cheap or expensive? The short answer to this is – “Well, it depends on few things, or in fact on many things”. This typical answer is defined as ‘relative valuation’. According to …